A credit card is a type of thin rectangular piece of plastic or metal provided by banks or any financial institutions.
It provides you with both online and offline credit facilities, through which you get pre-approved credit to pay for transactions.
It also allows borrowing money within limits Or rather, allows you to spend money up to a pre-approved limit.
Before going to apply Credit Card, you will have to know all about Credit Card related points.
To apply credit card online is really quick and easy process. If you want to get then follow few simple steps:
- First of all, you have to choose which bank or financial institution you want to take the credit card of.
- Then you will go to the official website of that bank or financial institution.
- On the website of that bank or financial institution, you have to select the credit card according to your need.
- As soon as you have selected the credit card, you will have to register on that website and log in.
- After logging in, you will have to re-select your selected card and proceed with the process.
- After filling all the application forms in the last, an OTP will come on the mobile number.
- After submitting the OTP, you have to select the given credit card offers and submit. And that’s how you get a credit card.
- If you want to know more then you are requested to check Forbes.
Credit Cards Features and Benefits
There are many features and benefits of Credit Card. The features and benefits are as follows:
- Easy EMI Conversion
- Interest free cash withdrawal
- Pay with points
- Airport lounge access
- Emergency advance
- Cashback
- Shop more, save more
- Offer on movie tickets
Eligibility Criteria for Applying Credit Card
There is no more difficulties eligibility criteria for credit card. The eligibility criteria to apply credit card is as follows:
- Nationality: Indian
- Employment : Must have a regular source of income
- Age Criteria; 25 to 65 years
- Credit Score: 700 or higher
